Malpractice Professional Liability Insurance for Manual Osteopaths

We provide Manual Osteopaths Malpractice Professional Liability at the most reasonable prices in Canada without having to pay agency fees, service fees or joining another association just to purchase their group policy. We are recognized by the International Osteopath Association – IOA.  We have Specialized in Professional Liability since our inception in 1981.

Professional Liability Insurance protects Osteopaths from incidents arising from services rendered as an Osteopath, subject to the terms, conditions and exclusions under the policy. It protects you from liability arising from negligence while rendering or failure to render professional services.

Coverage is provided for damages resulting from negligent acts, errors or omissions in the conduct of professional services as an Osteopath including Acupuncture and even Chiropractic services.  Cost of defense even where the insured is found at fault. Prior acts coverage claims arising from acts, errors or omissions committed or alleged to have been committed prior to the inception date of the insurance and which are unknown at the time of the insurance application.

Our policies provide Comprehensive coverage on one policy for:

• Professional Liability (Negligence)
• General Liability to Third Parties
• Libel & Slander
• Infringement of Copyright
• Unintentional Breach of Confidentiality
• Unintentional failure to refer to Healthcare Service Provider $250,000
• Sexual Harassment / Abuse $50,000
• Products Liability including Remedies $100,000
• Loss of Documents $250,000
• PIPEDA Breach $25,000 / $50,000
• Rescuers & Good Samaritan coverage included
• Full retro coverage for previously insured services
• Multi therapy coverage available many at no additional charge
• Teaching and Student coverage available
• Coverage for Animals is available for all therapies

Many Osteopaths provide services outside of the Scope of Practice as an Osteopath. We are able to meet those needs as part of an Osteopath Professional liability policy or as a stand alone policy for those additional professional services only.

Common requests include Holistic counseling, LIfe work coaching, Psych-K, Somato Emotion Release, Emotional Freedom Technique, Homeopathy, Craniosacral Therapy and Total Body modification. 

In addition to the above, we have specialized programs for Acupuncture, Chiropractor, Massage, Sports Therapy, Rehabilitation, Traditional Chinese Medicine, Homeopathy, Naturopathy and over 150 other therapies.